By now successful businesses have either finalized their 2025 financial forecast or are in the process of finishing that forecasting.  A...

Next week marks the end of the third quarter of 2024, with borrowers sending in their September year to date results soon.  Lenders...

Reset.  Push Out.  Pull In.   These are the recurring themes Focus Management Group (“FMG”) is hearing as we work with borrowers and...

Join two Focus Management Group team members at the National Society of Accountants for Cooperatives Annual Meeting on July 28-31, 2024...

The lingering impact of the Covid 19 shutdowns and the remote work craze continue to be felt in the economy. As lenders are reviewing...

Lenders typically ask for monthly financial statements, and for ABL structures a monthly borrowing base certificate (“BBC”) with related...

The combination of high interest rates and inflation have caused many businesses to think about improving their cash management...

Companies have considered customer profitability and cost accounting to be luxuries, but that needs to change now!  With the impacts of...

For months the news has been full of premonitions of a recession contrasting against hopes the Federal Reserve Board will be able to...

Adjusted EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) is a crucial metric in evaluating the quality of...